Pell Grant

Scholarships and Grants

Scholarships and grants are the types of financial aid which do not come with the obligation to return anything back to the awarding body. Therefore, they are good option for anyone in search of funds to pay for their education.


Scholarships are offered by the federal government, organizations, and companies. Winners of these awards are required to maintain a certain level of performance. The criteria for both government and non-government scholarships vary from program to program; so does the amount awarded to students. Some scholarships cover the student’s tuition fees and other expenses, while others may not provide full coverage.

Types of Scholarships

Here are some of the scholarships that are available.

Merit-based Scholarships: There are three types of merit-based scholarships that students can win depending on eligibility. These include scholarships awarded on academic merit, athletic merit, and artistic merit.

Minority Scholarships: Minority scholarships are awarded to different minority groups, including African Americans, Native Americans, Hispanics and Filipino. Some of the awarding bodies include the United Negro College Fund (UNCF), Helen and L.S. Wong Memorial Scholarship, and Human Capital Scholarship.

Mom and Dad Scholarships

Single moms can find scholarships that are specially designed for them. There a scholarships available for men as well (especially for dads).

Unusual Scholarships

There are a many unusual scholarships on offer as well. These include left-handed scholarship (offered by the Juniata College to its students); last name scholarship (such as last name ‘Zolp’ scholarship), height scholarship (for both tall and short students), etc.


The government offers the Pell Grant, which, unlike student loans, doesn’t have to be repaid; and, unlike scholarships, doesn’t require you to maintain a certain level of performance. Pell Grants are usually available to undergraduate students who don’t have a bachelor’s or a professional degree (which is generally obtained after a bachelor’s degree in a specifc field, such as law or medicine). In some cases, a Pell Grant may be available to people interested in attending a post-baccalaureate teacher certificate program.

Pell Grants normally serve as foundation of financial assistance, and often determine your eligibility for other grant programs run by the federal authorities such as the Academic Competitiveness Grant (ACG) and the Federal Supplemental Educational Opportunity Grant (FSEOG).


If your family has a total income of up to $50,000, you may be eligible for the need-based funding, though most of the Pell Grant money is awarded to students who have a total family income of less than $20,000.

Scholarships and grants provide students the opportunity to study further without the condition of returning back the awarded money.

How to Pay for College-Scholarships and Grants

Getting higher education can provide a lot of benefits, and the good news is that these benefits are not only for those who can afford to attend college, but for also those students who don’t have the financial resources to pay college tuition fees and other charges. So, if you have the ambition to get a degree in your favorite subject, you may be able to achieve your goal without worrying about how you will pay for college. There are different methods of funding college education, two of which are scholarships and grants.

The benefit that you get with scholarships and grants is that you are not required to pay the money back—its free money. There is a slight difference between scholarships and grants. With scholarships, you have to maintain a certain level of performance, while grants don’t come with any conditions.

Types of Scholarships

The eligibility requirements for scholarships vary greatly. Scholarships are awarded on the basis of merit (academic, athletic and artistic), ethnicity, disability, marital status, affiliation with the military, association with the medical field, last name, etc. These are just broad descriptions of some scholarship opportunities. In order to learn how to pay for college with these and other scholarships, you should get know all the criteria.

Types of Grants

Grants are of several types as well. There are federal grants, such as Pell Grant and Academic Competitiveness (AC) grant; state grants, popular minority grants, grants for women, student-specific grants, such as non-traditional, low income and disabled; etc. As mentioned above, the advantage of this financial aid is that there is no pressure to maintain a certain GPA, however, as a student looking to build a future, you may already be thinking of working hard in college.

To find scholarships and grants, you can go online and Google them. You can also find scholarships by using a scholarship search engine. These sites collect information about different scholarship programs, and when you sign up and provide your information, they match it with the programs present in their database. However, when searching on the net, beware of scam operations. There are many programs that are just interested in ripping off people who mistake them for a legitimate site. One thing you can do to avoid these scams is to look for contact information. An address and business phone number should bepresent—a  P O Box number is not good enough.

Scholarships and grants enable you to pay for college and build your career. Consider them if you intend on entering college.