Financial Aid Scholarships

Top Scholarships-Graduate Scholarships in Health

Health professionals are in high demand in almost all job markets of the world. Excellent job opportunities, respect of the profession and community service are what attract many students to join health related courses. Professional education in health is however expensive and not many people can afford it without some kind of financial aid. There are many organizations and institutes that offer financial aid to health students. In this article I will mention some scholarship programs that you can apply for if you are planning to take health related courses and looking for some financial assistance to fund your studies.

  • Mount Sinai Hospital’s BSN Student Scholarship/Work Repayment Program: The program provides excellent opportunities to students enrolled in nursing courses. Talented students can receive aid of $3000 per semester from this program if they commit to work at the Mount Sinai hospital for a limited period of time after completion of their degree.
  • Occupational/Physical Therapy Scholarship program: This program provides aid to several students each year. The program is funded by an organization named The Daughters of The American revolution. The program provides aid of $500 to physical therapy students.
  • National Health Service Corps Scholarship Program: This program is a very prestigious one because it provides for the full four year tuition fee and other expenses and also provides monthly stipend to students.  Family nurse practitioner students, physician assistant students and medical students can apply for this scholarship program.
  • The Association of Schools of Allied Health Professions Scholarship of Excellence Award: This scholarships award provides financial assistance to students of health schools that are member of the association.
  • National Nursing Education Initiative: This scholarship program is designed to provide aid to already registered diploma or associate degree nurses that want to excel in their career with bachelor degrees.
  • NIH Undergraduate Scholarship Program: This is also a very prestigious scholarship program. Students can receive up to $20,000 aid from this program. Students who win these scholarships have to sign a contract to work for at least 10 weeks with NIH during every year of study and to work for one year with NIH for each year scholarship is received.

More information on all above mentioned programs can be obtained from their websites. You can also make applications online for some of these programs. You can search for many other scholarship programs offered to health students from different health related fields over the internet.

Scholarship Programs for Teachers

Teaching is increasingly becoming the career of choice for many young graduates because of the excellent career opportunities that are now available to professionally qualified teachers. Like all other fields a professional qualification is required to excel in teaching career.  Professional degrees are expensive to pursue but they can guarantee a promising career for you. There is a shortage of professionally qualified teachers in almost all countries of world, to fulfill this shortage many private organizations and teaching colleges have started scholarship programs to help students get professional degrees in teaching. In this article I will explain some such programs offered by different sources.

  • American Montessori Society Scholarship Program: The scholarship program offers aid to 16 talented students every year. These scholarships are provided to students that are going to join a qualification in Montessori teaching and that are accepted by AMS education programs.
  • The Delta Gamma Foundation Florence Margaret Harvey Memorial Scholarship Program: This scholarship program provides aid to students that are interested in getting a qualification in teaching blind or visually impaired children.
  • Applegate/Jackson/Parks Future Teacher Scholarship program: This scholarship program provides aid to students that are planning to major in education at the graduate or post graduate level. The program provides aid of $1000 to numerous students every year.
  • National Board for Professional Teaching Standards Scholarship Program: The board runs several scholarship programs for teachers at all levels. There are several scholarship programs offered to elementary teachers, middle school teachers, math teachers, science teachers and reading and language arts teachers. These scholarship programs provide aid to numerous students every year.
  • PDK Prospective Educator Scholarship Program: This program provides aid to students that are members of the Future Educators Association or students that have some relation to PDK, who are also majoring in education.
  • Paul Douglas Teacher Scholarship program: This scholarship program provides financial assistance to talented high school students that are planning to major in education.
  • SPS Future Teacher Scholarship Program: This scholarship program provides aid to students that are currently pursuing degrees in physics and that want to work as physics teacher in future. The program provides aid of $2000 to numerous students every year. The students should also be a member of physics teachers club to apply for the scholarship program.
  • Teach Grant Program: This scholarship program provides aid of $4000 to talented students that sign a contract to work in a low income elementary school for a specified period after completion of their education.

When Are Scholarships Taxable?

The number of scholarships offered in America and the rest of the world is increasing every year to help more and more students get their college degrees. The increasing cost of college education has also forced almost all students to look for some kind of financial aid. Financial aid to students is available in form of scholarships, grants and loans. While almost every students is worried about when are scholarships taxable, most of the students looking for scholarships are unaware of the tax consequences of scholarship money they will get. The college aid office do provide guidance on taxability but good quality guidance on taxability is only available from tax professionals that obviously charge a fee for it. In this article I will throw some light on taxability of scholarships.

A scholarship can be taxable by tax authorities when it is regarded as your income. Scholarships can be regarded as your income depending on different factors. The first thing that will affect the taxability of scholarships is the purpose scholarships are awarded for. Scholarships that cover tuition fee or books are mostly tax free, and scholarships that are aimed at paying for living costs are generally taxable. If your scholarship covers both tuition and living costs your scholarships can be partially taxable.

Another factor that affects the taxability of scholarships is the awarding body of scholarships. If the scholarships are awarded by government they may be tax free even if they cover your living costs, accommodation, meals etc Scholarships awarded by private organizations and colleges are mostly taxable. However some organizations may have arranged a tax exemption for you from the government.

Another dimension to are scholarships taxable is the citizenship of the winning person. If the person is a non-citizen in America the scholarship may be taxable even if it covers tuition fee. International students who have won a scholarship can ask the scholarship provider for more information on taxability of their scholarships. Scholarship providers genrally help international students with tax matters.

Most of the time a student gets a scholarship, he will be notified whether he needs to file a tax return or not. The above article sets out general guide lines for taxability of scholarships. For more information students can search for websites by tax professionals that can help them understand tax consequences of their particular scholarship. There are a lot of sites on the internet that provide free guidance on tax matters.

Comparison Between Scholarships, Loans and Grants

Getting education beyond high school whether on campus or online in any field is expensive. Most of the students leaving high school are interested in getting higher education but financial constraints limit the number of students that actually get further education.  Most of the students that join a college degree get aid from scholarships, loans and grants.

There is ample financial aid available for students joining college in form of grants, scholarship and loans. This financial aid can be searched over the internet with ease. The scholarship search sites have made it even easier to search for financial aid. In this article I will discuss scholarships, loans and grants.

Scholarships and fellowships are normally awarded to students with academic excellence, sporting excellence or students with particular talents. These programs are not normally based on financial need. Some scholarships are also aimed at encouraging students to join a particular less developed or shortage field. There are thousands of scholarships and fellowships programs offered by government and private organizations, and colleges and universities. Some institutions also offer discounts in fees advertised as scholarships to students.

Grants are normally based on financial need. Although, academic excellence and extracurricular skills are also considered for the award of grants. Grants are also offered by both government and private organizations, but the largest provider of grants is the government. Government is running several grant programs for general students and students in particular categories, such as minority students, single mothers etc. The most popular of the government funded aid programs are the Federal Pell Grant, the SEOG, and the state of Georgia’s Hope Grant. Information on all government funded programs can be obtained from the website of federal aid office of the U.S department of education. The site also provides online application facility for all programs. Private programs run by welfare organizations can be searched over scholarship search sites.

Loans are the most availed form of financial aid for students. Statistics show that nearly 50% of all students take these low interest loans to fund these studies. These loans are provided by many private welfare organizations and government organizations. The most popular of the government funded aid programs are the Stafford, PLUS and Perkins. These loans are also provided based on financial need. Information on all government funded aid programs can be obtained from the FAFSA website. Some colleges also offer such loans to students based on financial need and other criteria.

Private Scholarship Foundation for Working Mothers

In the current economic situation single or working mothers are caught in a bind where they are afraid to pursue their higher education because of the fear of leaving their jobs and not providing for their children. Most of the mothers do want to get further degrees to excel in their careers and provide better for their family, but they are unable to do so due to the financial hurdles.

Government is providing aid to huge number of single or working mothers to complete their education and there is a lot of advertisements and talk on government funded aid program. No doubt, government is the largest funder for scholarship programs for mothers but not many people know that there are many private organizations that provide aid to mothers as well. I will highlight some such scholarship programs in this article.

  • Jeanette Ranking Scholarship Foundation: This foundation was founded in 1978 with the aim of raising funds for working mothers and providing scholarships to them. Since then it has provided $1.3 million worth of scholarships to over 600 women. The foundation provides scholarships to low income women aged 35 or older that want to pursue a degree in any field.
  • R.O.S.E. Scholarship Program: The name of the program stands for Regaining One’s Self Esteem. This program is run by a charity to provide aid to victims of domestic violence to help them get further higher education. They believe that higher education can help these victims rebuild their self esteem.
  • Project Working Mom: This organization is relatively new and has started providing considerable aid to working moms. The organization has announced $2 million worth of aid for working moms this year.
  • Patsy Takemoto Mink Scholarship Foundation: This foundation was set up by a former U.S. Congresswoman in 2003 to help working mothers through its Educational Support Awards. The scholarships provide aid of $2000 to selected women.
  • WISPINC: The Women’s Independence Scholarship Fund formerly known as Sunshine Lady’s Fund is aimed at providing aid to women that are victim of domestic violence. They provide aid of $250 to $5,000 to women based on their individual needs to help them complete their education.

More information on eligibility criteria and deadlines is available on the websites of the above mentioned programs. There are many other organizations that are geared towards providing aid to single or working mothers. You can find all such organizations with little effort over the internet.

Criminal Justice Scholarships for College

Legal profession has been one of the most high earning and elite profession in most of the developing countries of world since decades. A rewarding career in law enforcement is the dream of many students when they leave school, but most of them are unable to fulfill their dreams due to the high cost of a Law degree. Scholarships for college in the law field are few and the competition for the available scholarships is normally fierce. However, each law enforcement student must try his luck on the available scholarships because if you do not apply you never know if you could select. In this article I will explain some criminal justice scholarship programs available to law students.

  • Correctional Association of Massachusetts (CAM) Scholarship Program: This program provides aid to students who have been accepted on a criminal justice program in a recognized college and who have a school GPA of 3.0. Students who have completed one year at the college can also apply for the aid if they have GPA of 3.0 or above. The program awards two $500 scholarships to students every year.
  • R.C. Hentges Scholarship Program: This program provides aid to students enrolled in a fire service, law enforcement, legal (prosecution) or insurance (investigation) degree program. Two $500 scholarships are awarded each year to successful applicants.
  • Monster Scholarship for Government & Public Service Students: This program provides aid to students enrolled in a government or public service majors. To apply for the scholarships, applicants have to submit an essay and show proof of community service. Successful applicants are awarded $2500 scholarships.
  • Straightforward Media Law Enforcement Scholarship Program: This program provides aid to students enrolled in any law related degree. Each year four $500 scholarships are awarded by the program.
  • Alphonso Deal Scholarship Award: This scholarship for college program provides aid to students that are planning to enroll on a two year or four years degree program in law related fields. The students will have to submit their school results and letters of recommendation from previous teachers to apply for this scholarship programs. Only US citizens can apply for this award. The amount of this scholarship award varies with each individual.

More information in above mentioned programs is available on their websites. If you do little effort over the internet you will be able to find some other scholarships programs that can help you in getting your law enforcement degree.

University Scholarships of Florida-Florida Bright Futures Scholarship Program

The increasing cost of college education is forcing increasing number of college students to look for some kind of financial aid. There are hundreds of welfare organizations and colleges that provide aid to college students to help them complete their education easily. These organizations are playing a significant role in promoting education in general and fulfilling professional shortages in many fields in particular. Many government funded programs are also performing the same job. One such program is the Florida Bright Futures Scholarship program.

The Florida Bright futures scholarship program was enacted by the legislature in 1997 in Florida. The program was enacted with the aims of providing financial assistance to students that poses excellent academic abilities but are unable to complete their education due to financial difficulties. The program offers three different awards that have different criteria for the applicants, and different deadlines for the application. These three awards are: Academic Scholars Award, the Medallion Scholars Award, and the Gold Seal Vocational Scholars Award. All of these programs have provided aid to hundreds of students since the enactment of the scholarship program.

Both full and part time students can apply for aid under this program. Students will have to show enrollment on a registered course in an accredited college or university to apply for these course. The students must be U.S citizens and must complete the financial aid application form to apply for the program. The students will also have to meet individual requirements and deadlines of the scholarship award they are applying for. These requirements are set out by the program each year. If a student qualifies for the aid the student will have to attend his or her degree program with good attendance, if student misses lectures or withdraws from the course the aid will be revoked.

The program has a unique method of providing aid to scholars; it provides aid to students based on their credit hours in the course. Depending on the scholarships award $48 to $126 is provided per credit hour to students. For complete information students can visit the website of the scholarship program.

It is also useful to apply for multiple scholarship programs. If you are able to get 2 or 3 different small aids they will go a long way in providing for your tuition and living expenses. You can search for all scholarship programs offered in your region that you qualify for over the internet.

PhD Scholarships for Dads

A PhD degree is what takes you to the peak of your career no matter from which field you are. Professionals from all fields in general and teaching professionals in particular wish to have PhD degrees to enhance their exposure and knowledge base to further advance in their careers. Doctoral degrees are considered as the most prestigious testament to your knowledge and expertise in a particular field and many large employers are always on the look for people with doctoral degrees.

Fathers have the main responsibility of providing for their family due to the traditional patriarchal structure of society, so many fathers wish to obtain doctoral degrees to advance in their careers and provide better for their family. Most of the PhD programs also provide PhD scholarships to students keeping in view the financial problems faced by people joining these courses, but dads have an additional responsibility to provide for the family that does not allow them to join these courses even if the fee is discounted or waived.

Keeping in view the difficulties faced by dads in getting their PhDs, government has started a PhD scholarships program for dads that can help them get PhD degrees while providing for their families and raising their children. This program requires the applicants to go through the normal process of test and interview at an accredited college or university for PhD course. If the applicant is accepted on a PhD course he can then apply for aid from the government either through his college or directly. The applicant will also have to submit proof of previous qualifications while applying for the aid.

Keeping in view the fact that many dads may not take up PhD courses because they will have to give up their jobs, the government has also allowed the applicants to enroll on online PhD programs which they can do without quitting their jobs. Complete information on this program can be obtained from the website of the U.S department of education.

In addition to aid provided by government you can find many other aid programs for PhD if you are serious in obtaining a PhD degree. Many colleges and organizations provide PhD scholarships to deserving students in different fields.

You can search for all PhD scholarships offered in America over scholarship search sites. There are over 50 of such scholarship search sites that can provide you information on all scholarship programs offered in America and abroad.

Sure Ways to Find Scholarship Offers

There are hundreds of thousands of scholarship offers available to students all over the world, but finding a scholarship in you region that suits your needs and that you qualify for is often a very difficult task because of the different criteria for each of the scholarship offers. In this article I will tell you some ways to find scholarships more conveniently.

  • Financial Aid Office: The first place to look for scholarships is the financial office of your school or college. Most of the colleges hire qualified counselors to assist students with aid matters. These counselors can provide you valuable leads to scholarship offers.
  • Scholarship search sites: These online scholarship search engines are a very useful tool that can make the process of searching for scholarships very convenient. There are over 50 of such scholarship search engines that can provide complete information on almost all the scholarship offers in developed countries. They also provide information on all scholarship programs offered in developed countries but may not cover all programs in a country. Most of the scholarship search sites can also search a scholarship for you that you qualify for by letting you complete a personal information form. These search engines save a lot of your time and effort.
  • Government Aid Website: If you are searching for scholarships in America, you find all scholarships offered by the U.S government on the website of the aid office of the U.S department of education also known as the FAFSA website. This site provides information and online application facility for all programs offered by government. Students from countries other than U.S may also be able to find such government websites for their countries.
  • MNC’s Websites: You should also look for scholarships offered by large organizations. Almost all multinational organizations run scholarship programs in their fields for talented students. Some examples are the scholarships offered PEPSI, Intel, Mc Donald’s and Dell. You can find such scholarships with little effort over the internet.
  • Newspapers: Most of the large scholarship funds and welfare organizations use newspapers to advertise their scholarship programs. Particularly students from developing countries where internet is not widely accepted as an advertisement medium should keep an eye on scholarship advertisements in newspapers.
  • Discounts: You should not only look for scholarships, some colleges and universities may be willing to offer you discounts in tuition fee based on your grades or sporting excellence in the previous institute.

Scholarship Opportunities for Teachers

Teaching was once known as a noble but low paid profession, but with increasing specialization in teaching field the pay scales of teachers have raised and some very competent people are earning more than professionals from any other field. There are also many countries and regions in world that have a shortage of trained teachers. Many scholarship programs are initiated to provide aid to prospective teachers to help encourage students to join teaching related degrees.

These scholarships are offered by the government, welfare organizations and teaching institutions. You can take advantage of these scholarships to pay for your tuition and living costs. Most of these scholarship programs are aimed at fulfilling the shortage of teachers in a particular region; one example is the scholarship programs offered by the New York department of education.

New York have a shortage of trained and qualified teachers, to fulfill this shortage the New York department for education have started providing many incentives to prospective teachers. Some of their programs are mentioned b below.

  • STEP (Summer Teaching Experience Program): This program is aimed at developing the skills of out of state teachers. Selected teachers from different states are given support, stipend and a summer internship to take a teaching course in New York.
  • Housing Support Program: This program provides aid to teachers who want to get certified or who want to get further higher education in their field at the bachelors or masters level. The scholars have to agree to work in a high need region for three years after completion of their study. The scholarship provides stipend and housing supplement to scholars.
  • Graduate Scholarship Cohort Program. Accepted candidates for this program are provided aid to join a course in high shortage areas. The program mainly provides aid to study in the sciences, ESL (English as a Second Language) and Mathematics.

In addition to scholarships mentioned above, you can also use the platform of The National Board for Professional Teaching Standards to look for scholarships. The board collaborates with many organizations to provide aid to prospective teachers.  This aid is provided under different programs funded by different organizations. Each of the programs has different criteria for the award of the scholarships. You can get more information on all programs offered by the board on their website.

You can also make use of scholarship search sites to look for all scholarship opportunities for prospective teachers offered in the U.S and abroad.