Financial Aid Scholarships

Top 5 Random Scholarships for African American Students

Top 5 Random Scholarships for African American Students

Top 5 Random Scholarships for African American Students

The rising cost of college education has forced many students to look for financial aid. The most common form of aid available to students is student loans. The problem with these loans is that they cause nightmares for students after leaving college because students leave college with a huge debt.

Students from African American community are lucky because they are offered several scholarships from different sources, which can help them finance heir studies without student loans. Government and many welfare organizations generally award these scholarships to African American students. Some universities and colleges also award scholarships to all African American students joining them. Such colleges are commonly referred to as black colleges. I will highlight 5 random scholarships for African Americans.

Scholarships#1:

United Negro College Fund offers scholarships to students from African American community. These scholarships cover all educational expenses including tuition, room and board, books and other fees.

Scholarship#2:

Vivien Thomas Scholarship programs offers financial assistance to African American students joining a medical related relate degree.

Scholarship#3:

The Thurgood Marshall College Fund awards scholarships on per semester basis. The scholarships are based on academic merit and financial need. These scholarships pay for books, room, board, college tuition and/or other educational fees.

Scholarship#4:

American Institute of Certified Public Accountants awards scholarships of up to $5000 based on academic merit. These scholarships enable African American students to pursue the highest degree in accounting in the country.

Scholarship#5:

African American scholarships for women awards scholarships to female students from African American community. The scholarships are awarded based on academic merit and financial need.

The above programs are highlighted just to make you aware of minority scholarships available to you. You can get more information on these minority scholarship programs on their website. You can also search for hundreds of other programs offered to African American students over the internet.

Applying for a minority scholarship will put you to advantage as you will face less competition but you should not restrict to applying for scholarships for minorities only. You should apply for every open scholarship opportunity you are eligible to apply for; this will increase your chances of winning a scholarship.

Students from other minority communities living in the US are also offered numerous scholarship programs. They can search for programs offered to them over the internet. Students from ethnic and religious minorities living in other countries might also be able to find a scholarship program offered specifically to their community with little effort over the internet.

International Student Scholarships for Athletes

International Student Scholarships for Athletes

International Student Scholarships for Athletes

The way in which an international student is selected for an athletic scholarship is similar to the screening process that local US high school athletes have to go through.

A scholarship aspirant can contact a college coach by phone, email and by sending personal recruiting packets. If you are looking to contact by phone, then skype is a good option as international calls can be expensive.

Like local students, international scholarship students should start the recruiting process early. You should not delay the process until the later parts of your senior year. It takes more time to recruit an international athlete, and you also need to provide evidence of your abilities in the form of recruiting tapes as well other information needed by coaches to make a decision. These things take some time. The good news is that coaches in the US regularly provide international student scholarships to athletes.

International athletes are present in numbers in sports like Soccer, Hockey and increasingly in Baseball as well. High School students from certain territories also need to take SAT or ACT and provide their result to the NCAA Clearinghouse, similar to a US student. Remember that you cannot get admission on the basis of your performance in TOEFL and TWSE if you want an athletic scholarship or if you are looking to join the NCAA Division One or TWO.

The fact that you are not a well-known athlete has both advantages and disadvantages. The advantage of being new is that you can get recruited easily after you approach the selecting authority because there is no danger of you being a player for whom the recruiter has to compete with other colleges.

When you approach a foreign coach, you will have to tell them what you are capable of and will you be worth the investment. The disadvantage of being an unknown is that coaches have to assess your performance against the opposition you play and work out more logistics compared to when they recruit a national player. However, you can overcome this situation; what you need to do is start the process well in advance and be aggressive when contacting schools.

International student scholarships for athletes can enable you to continue on in your field of interest. So, if you are planning to further your career as an athlete in a particular field and you are willing to relocate to another country, you may consider applying for an athletic scholarship.

Scholarships and Grants—Get Money for College

Scholarships and Grants

Scholarships and Grants

Scholarships and grants are the best means of funding your college education. But, majority of students give more importance to student loans without thinking about the problem they can become later on; the interest on these loans keeps rising, and if you have a large amount to pay back, you will need to find a job that pays well after leaving college.

Therefore, scholarships and grants are much better options than loans, as you don’t have to pay anything back. There are many scholarships available for all types of students, including those who don’t have an outstanding academic record. These scholarships are offered by different educational institutions, companies and organizations. All you need to do is to start searching for them and apply to those that are suitable for you. This takes a little effort on your part, the return of which can be in the form of free money for college!

You should start searching for scholarship opportunities much earlier than you need them. Start several months in advance, and find scholarship and grant listings.  There are number of search options available, including financial aid office, online scholarship search services and newspapers. Consult with the staff at your high school’s financial aid office; join a legitimate online scholarship service; read newspapers for scholarship advertisements. As mentioned above, you can apply and get a scholarship even if you don’t have a high GPA. There are grants available for athletes, ethnic minorities, single moms, performing arts students. Disabled people can apply for a scholarship that is specifically designed for them.

If you don’t qualify for any of these scholarships, then you may apply for one of the unusual scholarships being offered. These include scholarships for left-handed people, scholarships for people who are under a certain height, scholarships for people who have a certain last name, etc.

Many Companies and organization run scholarship programs, offering scholarships to both high school grads and students who have completed their first year in college. Two examples of scholarship awarding organizations are Google and PEPSI. You should consider all these options before deciding which programs you’re going to apply for.

You will have to be patient when searching for scholarships and grants. Make a serious attempt at finding opportunities that you have a chance of winning. It’s a good idea to apply for more instead of just selecting one; more applications often increase the likelihood of being awarded a scholarship.

College Scholarships—Free Scholarship Search Benefits

College Scholarships

College Scholarships

A College scholarship is essentially free money for paying college fees. You don’t have to pay back any money that you get by winning the scholarship, and a lot of scholarships d not have any special requirements except the application criteria. However, every year a lot of scholarships are not awarded to anybody because there are no applications submitted by students to get them.

A major reason why people do not apply for college scholarships is that they are under the impression that it is difficult to find one and that the search process is tedious. With the advent of internet, it has become easy to search for college scholarships. Free scholarship services are available on the web, and you have the convenience of applying for scholarships through the internet as well, which saves you the money spent on purchasing forms and also the trip that you have to make to the place where you could submit your application.

After finding a free scholarship service, you just have to sign up for the scholarship program that you are interested in. This process involves filling an application form with your personal information, such as email and your interests. However, don’t just select any program that comes up in the search engine results, because there are many programs that are not legitimate. Always check for things like business contact information, which should be in the form of a business address and phone number and not just a P.O. Box, and also check the type of information that is asked of you.

There is no need to pay for a scholarship program, because you can find different free of cost scholarship services. The scholarship database of a free and paid service is the same as well.

The benefit of using a free online scholarship search service is that you don’t have to do much at all; everything is already ready for you. The information that you provide to the search services is matched with the scholarship programs present in its database. The results are mailed to the email address that your provide, and you can choose from the available college scholarships. Free scholarship search works in this manner. However, you should remember that search engine provides results based on what ‘it’ identifies as ‘suitable’ opportunities for you.

By performing a free scholarship search, you may be able to get the money that you need to fund your college studies. So take this opportunity.

Full Ride Scholarships—Move Through College Smoothly

Full Ride Scholarships

Full Ride Scholarships

Many people have an aspiration to attend their favorite college after they complete their high school education. One of the main problems is of funding the education tenure. Scholarships and grants are a good way to support the study efforts of students. The best of these options could be a full ride scholarship which will cover all the costs of the study tenure.

While this could be a wonderful scholarship to win, not only because it will cover all the costs of your study but also it is a sign of great trustworthiness to win one of these. It is awarded to those students whom the awarders believe to be competent because they do not want to waste so much money on a student who will struggle with his studies. No wonder then that many people believe that if they get straight A’s on their report card they will be able to qualify for full ride scholarships. This can be a pitfall if you are thinking to get straight A’s through your low level courses and elective subjects. Advanced subjects are weighed more highly as compared to low level courses. This means that a student having a B in an advance course is going to be better than a student having an A in a low level course. You must discuss all these matters with the officials to have a further confirmation.

Another factor that you must consider is that of the standardized test scores. These tests are very helpful to the college administration staff because they help them to analyze the skill level of all the applicants at an equal level. The differences in skill levels are created by the different courses and study methods which vary from school to school.

The college level is a rough transition for the students and the college administration wants to know if the student they are providing the scholarship with will do well or not. So they try to single out the students who have a history of working hard and showing diligence. There are a number of other ways despite good grades in advanced subjects. There are many other things that will show your competence and worth. It goes a great deal towards proving your sense of responsibility and your maturity if you are an active member of the community or have taken up jobs to ease the financial burden on your parents. Try to find out the eligibility criteria of your college and be aware of all of your positive traits that can help you win a full ride scholarship.

Financial Aid—What You Should Know

Financial Aid

Financial Aid

Financial aid is available to people in need of financial help and is provided to pay for the college education dues. It is made available in the form of grants, scholarships, loans, part-time employment, etc. The amount of money awarded depends on a number of things including the degree of financial need, available funds, academic results, type of student, etc.

Your first stop is to know about FAFSA which is the free application for Federal Student Aid. The FAFSA is filed in January 1st to March 10th of each year either electronically or by post. Four to six weeks after your application (two to four weeks for electronic application), you will receive the SAR which is the student aid report. The SAR will detail all the information that you submitted in the FAFSA form and will describe your EFC which is the estimated family contribution, the amount of money that your family is expected to pay for your education. The funds which will be released to you as financial aid will be equal to the college tuition fee minus the EFC.

Also check whether you are required to fill out a College Scholarship Services profile (CSS) which details further financial information about your family and are required by some colleges.

You must also be aware of the types of financial aids available and your options. The common options are grants, student loans and college scholarships. Grants and student college scholarships are free money since it is not required to be returned. Grants are predominantly based on financial need while college scholarships are usually based on academic merit and are also called MERIT AID. Student loans are money loaned from an institution or the government and must be returned. You must also be aware that for many of the financial aid opportunities you are required to fill out the FAFSA but there are some opportunities like the private scholarships where you are not required to fill out any such form.

You can check with the various sources to find out the different sources of grants, loans and scholarships. You can also apply for all these types of financial aid together. You should apply for financial aid each year, even if you did not qualify for it the previous year. Circumstances change and you might qualify for a scholarship the next year.

You must also know that eligibility criteria for financial aid are various and you must apply for it regardless of your financial condition.

Scholarship Opportunities— Applying for a Scholarship

Scholarship Opportunities

Scholarship Opportunities

Over the years, the cost of college education has increased. While some students can still afford the expenses of going to college, there are a number of people who want to study in college but cannot pay for it. Fortunately, with the increase in college tuition fees, the number of financial assistance opportunities has also increased.

These scholarship opportunities enable thousands of college aspirants to study without paying for it, and they are also a source of inspiration for students looking to study in expensive and reputable schools. In order to become a scholarship holder, you need to fulfill certain requirements that you can find out from your institution or from the office that manages and interviews students for scholarships.

You should consider these three important procedures to qualify for a scholarship. Remember, a scholarship can change your life, so do your best to provide the required documents to the sponsors.

1. Start by searching for scholarship opportunities. Before you create the application letter, you should identify the scholarship awarding body. You can get a scholarship from many different sources, but if you don’t have any knowledge of scholarship programs on offer, try searching through the web. By searching online, you can find a many scholarships that you can apply for.

2. Once you have chosen one or more scholarship programs, you should make sure that you have everything required to apply. Normally, you are required to provide important documents issued by your school, such as your academic record and a document of intent.

3. You should try to maximize your chances of winning a scholarship by availing as many scholarship opportunities as possible. You should perform a detailed research and carefully select the best programs. A longer list often means more chances of getting a scholarship.

You should also consider special scholarships that you are eligible for. There are many scholarships offered to persons who meet certain criteria. For instance, there are scholarships specially designed for single moms. If you have some disability, there are also scholarships you can apply to get. There are also some unusual scholarships that you may qualify for. For instance, you can get a scholarship if you are left-handed.

All you have to do is find the scholarship opportunities that are appropriate for you and apply to them. Who knows, you may be able to get the money you need to help you with your college studies.

Financial Aid for College—General Information and Guidelines

Financial Aid for College

Financial Aid for College

If you think that the college education will be too expensive for you, then you might want to apply for getting financial aid. In the US, financial aid for college is provided by both the federal government and private institutions.

Student Loans

You can get a student loan from the US government to help you pay the college expenses. However, these loans carry the risk of debt, and on average, ordinary college students end up with up $ 7,000 in debt before they finish their studies.

Depending on the terms on which these loans are provided, students have to pay back the money within five or ten years. If you need to pay a lot of money, then you will need to find a higher-paying job as soon as you finish college.

Do Your Legwork

The legwork required for getting a grant involves the federal government and the educational institution. Once you have the requirements for getting a grant from the federal government, find out the requirements of the college you’re looking to enter.

Merit-Based Grants

If you’re looking for financial aid for college in the form scholarships, you must make sure that you meet the required criteria. If you are a very good student or athlete, or you excel in specific fields of intellectual activity, then you are definitely a candidate for winning a scholarship. However, average students can also apply and win scholarships.

You should remember that you need to get ahead of the competition. The scholarship application, which often involves and essay, should be written creatively.

Organizations and Companies

You can also get a scholarship from other sources besides universities. There may be an organization in your larger community that provides financial aid to university students. You will get less money from these organizations, but it will help in paying the college fees. However, getting this aid may result in an adjustment in the grant you received from your educational institution.

Guidelines

Always provide correct information to the scholarship officer, and provide complete information to your university. Universities can verify if you really need financial aid or not, or if you are getting money from other sources. Never attempt to cheat the system.

If you are not able to get a scholarship this year, you may try the next. A strategy you may use is to increase your chances of getting a grant is to submit scholarship applications to as many awarding authorities as possible.

Hispanic Scholarship—3 Hispanic Scholarships

Hispanic Scholarship

Hispanic Scholarship

As a student attending college, you may find the college expenses more than you can afford. The good news is that that a lot of scholarships are available for undergraduate students looking to enter college. If you belong to a minority group, such as Hispanic, there are specific scholarships available for you. A lot of organizations and companies are offering such scholarships in an effort to maintain ethnic diversity.

A lot of Hispanic scholarships are available for college students who have completed their freshman year. As a matter of fact, a lot of organizations and companies give preference to students that are already in college.

Hispanic Scholarships

Here is a list of some scholarships available to Hispanic students.

Google Scholarship: You can get a Hispanic scholarship from Google if your field of study is computer engineering or computer science and you’re pursuing a Masters or PhD degree in it. You must be a permanent US resident looking to enroll in a full-time course, and your GPA should be in the range of 3.5 to 4.0. You must also prove that you need the scholarship to meet college expenses. If you are able to win the scholarship, you will get a financial aid of $5,000 and a chance to visit the Google headquarters in California on an all expenses paid trip.

Costco Scholarship: You can get this scholarship if you are pursuing a degree in Pharmacy. The requirements include a completion of one year of pharmacy school or starting of sophomore year as a pharmacy major. The amount you will get is $9,500, but you must agree to provide your services to Costco for an year and you will get another $500 for your exam fees and your licensing. Like Google, you have to be a permanent US resident and in need of the money. The grade point average required for eligibility is 3.0 and higher.

McNamara Family Foundation Scholarship: You can get this Hispanic scholarship if you are currently enrolled as a full-time creative arts student. The amount of money you can get ranges from $5,000 to $20,000. The GPA required for this scholarship ranges from 3.0 to 4.0. Another requirement is the successful completion of 12 undergraduate credits from an accredited American university. Other criteria are similar to Google.

The basic requirements are the same for all Hispanic scholarships. You must be Hispanic, have a GPA of at least 3.0, and prove that you need financial aid. However, companies and organizations have specific requirements and deadlines, so you should find them out before applying.

Study Scholarships—Tips To Help You Get A Scholarship

Study Scholarships

Study Scholarships

Study scholarships are money given to students to help them finance their study. Unlike student loans this money never has to be paid back. This money is either given directly to you or paid to your college.  Scholarships are no longer only for students with financial need but the increasing cost of college education has forced almost all students to look for some kind of financial aid.

Scholarships are generally awarded by Governments, welfare organizations, commercial organizations, clubs, colleges and universities. However the sources of scholarships are numerous; they are also awarded by organizations representing a minority religious or ethnic community.

Study scholarships are awarded based on varying criteria. Scholarships may be awarded based on academic performance, athletic performance, aspiring talents, leadership abilities, financial need etc. There are also scholarship programs that provide aid to students from specific groups among society, such as scholarships for disabled persons or scholarships for single moms.

Some tips that might help you in getting a scholarship are as follows.

  • Make sure you qualify for the scholarships your are applying for. During search over the internet you will come across hundreds of scholarships programs and you will be tempted to apply for them. You should carefully read the requirements of each programs and only apply if you qualify for the program. It will save a lot of your time and effort, which you can utilize in a productive way.
  • You should make a complete application. You should ensure that you are providing all the information and documentation required by scholarship providers. You should also feel free to include proof of any extracurricular activities you may have participated in. Incomplete applications are generally not considered by the scholarship providers.
  • You should make applications on as many scholarships programs as you qualify for. It is a sure way of increasing your chances of getting a scholarship.
  • You should not pay to apply for scholarships. While your search on the internet you might come across a lot of scam that ask money to apply for a scholarship. Scholarships are to give you financial aid, so no scholarship provider is going to ask you for a fee to apply for a scholarship. You should be aware of scams on the internet.
  • Start your search as early as you can. Starting your search early will give you more time to look for scholarships and enable you to apply on scholarships that have early deadlines for applying.