Government Grants

Federal Scholarships – To Help You Pay For Your College

Several federal scholarships and grants are available for students these days. These are some of the best scholarships that can be applied by potential college students who are not sure about how they would pay for their college. (more…)

Scholarships for Adult Students – To Accomplish Their Passion

Scholarships for adult students have helped many adults continue their education even if they had to drop their studies many years back. Today, education is not limited for only young and regular students. Parents and even grand parents are coming forward and taking advantage of the privileges available for them in present scenario. (more…)

Scholarships for Single Parents

Scholarships for single parents are designed to enable parents to pursue their academic dreams. All parents are much more interested in the best education of their children with the amount of money that they earn. This usually does not allow them to pursue a degree in the field of their interest. There are three ways out of it: Scholarships, loans and grants for single parents. Scholarships for single parents are a better option because loans lead to a long period of debt and grants have special requirements and stringent criteria.

What are the strategies for success? You should first well research out the options available and find out whether you are eligible for some special opportunity. You must also apply for as many scholarship opportunities as you can because this will considerably increase your chances of success. The best strategy all round is to give accurate information in the applications and keep the necessary documentation ready.

Let us take a look at some of the scholarships that are for single parents:

  • Raise the Nation is for single moms and their children. It offers student loan repayment, continuing education scholarships, etc.
  • The Jeannette Rankin Foundation offers financial help to women who are 35 years or older. It is a need based scholarship.
  • Women’s Opportunity Award is also available for women and has a specific date of application which is July 1st and December 1st.
  • The Federal Pell Grant Program
  • State Grants for Single Mothers

Some of the scholarships for single parents require the applicants to have filled out and submitted a FAFSA form. Good places to search for scholarships for single parents are online listings and information from colleges, universities, etc. It is also notable that good community service, special skills, etc can all serve as a basis for winning scholarships.

The amount of scholarship money can range from $1,000 to $10,000. This means that scholarships for single parents can allow you to ease out your work burden and may also allow you to pay your bills while you are attending college.

This was a review of scholarships for single parents. It is generally a great idea for parents to give priority to a better educational qualification than to a better job (for the time being) because this will help them boost their income in the long run. Most parents have obvious problems in achieving this, problems which can be dealt with using scholarships for single parents.

OSAC Scholarships and Oregon Opportunity Grant

The Oregon Student Assistance Commission (OSAC) oversees several different scholarship and grant programs, including state, federal and privately funded financial aid programs. List of OSAC administered programs is available at www.osac.state.or.us/osac_programs.html. OSAC scholarships and grants are provided with the aim to assist students in Oregon get their post-secondary education as well as to enhance the integrity, diversity, and value of Oregon college programs.

OSAC Scholarships

There are hundreds of scholarships available for you whether you are a graduating Oregon high school senior or a current college student, or an older student who is returning to college.

OSAC has an electronic application form called the eAPP which you can use to apply for up to 20 scholarships at one time.

The scholarships are arranged in sections so that you can find all the scholarship opportunities that you may be eligible for. Section 1 has scholarships awarded to graduates of specific high schools. In Section 2, scholarships are listed by academic interest, career choice, and for specific students such as older students and student parents. In Section 3, you will find scholarships offered by membership organizations and employers.

You are also required to provide high school transcripts, personal statements, and for some scholarships, other information such as essays depending on the scholarships that you are applying for. The Oregon Scholarship eApp Workbook at http://www.osac.state.or.us/doc/2010-11_eApp.pdf has more information.

The eligibility requirements include: Oregon state residency; US citizenship or eligible non-citizenship; attending a US institution that meets the eligibility requirements for participating in Title IV Federal Student Aid Programs; and, other scholarship specific eligibility requirements.

Oregon Opportunity Grant

This scholarship is awarded to Oregon’s most financially needy undergraduate students who wish to attend Oregon community colleges as well as four year public and private universities and colleges. Each year, thousands of students qualify for this Grant. It is available for up to 8 semesters or 12 terms. The amount of financial assistance you will receive will depend on how much you need, the school that you will attend, and the available state funding.

Eligibility requirements for the Oregon Opportunity Grant include: enrollment as an undergraduate student at an Oregon community college or four year private or public participating institution at least half time; residency of Oregon; US citizenship or eligible non-citizenship; and, financial need (your family income, asset and household size will determine this).

OSAC scholarships and Oregon Opportunity Grant provide students the opportunity fund their education.

Scholarships and Grants

Scholarships and grants are the types of financial aid which do not come with the obligation to return anything back to the awarding body. Therefore, they are good option for anyone in search of funds to pay for their education.

Scholarships

Scholarships are offered by the federal government, organizations, and companies. Winners of these awards are required to maintain a certain level of performance. The criteria for both government and non-government scholarships vary from program to program; so does the amount awarded to students. Some scholarships cover the student’s tuition fees and other expenses, while others may not provide full coverage.

Types of Scholarships

Here are some of the scholarships that are available.

Merit-based Scholarships: There are three types of merit-based scholarships that students can win depending on eligibility. These include scholarships awarded on academic merit, athletic merit, and artistic merit.

Minority Scholarships: Minority scholarships are awarded to different minority groups, including African Americans, Native Americans, Hispanics and Filipino. Some of the awarding bodies include the United Negro College Fund (UNCF), Helen and L.S. Wong Memorial Scholarship, and Human Capital Scholarship.

Mom and Dad Scholarships

Single moms can find scholarships that are specially designed for them. There a scholarships available for men as well (especially for dads).

Unusual Scholarships

There are a many unusual scholarships on offer as well. These include left-handed scholarship (offered by the Juniata College to its students); last name scholarship (such as last name ‘Zolp’ scholarship), height scholarship (for both tall and short students), etc.

Grants

The government offers the Pell Grant, which, unlike student loans, doesn’t have to be repaid; and, unlike scholarships, doesn’t require you to maintain a certain level of performance. Pell Grants are usually available to undergraduate students who don’t have a bachelor’s or a professional degree (which is generally obtained after a bachelor’s degree in a specifc field, such as law or medicine). In some cases, a Pell Grant may be available to people interested in attending a post-baccalaureate teacher certificate program.

Pell Grants normally serve as foundation of financial assistance, and often determine your eligibility for other grant programs run by the federal authorities such as the Academic Competitiveness Grant (ACG) and the Federal Supplemental Educational Opportunity Grant (FSEOG).

Eligibility

If your family has a total income of up to $50,000, you may be eligible for the need-based funding, though most of the Pell Grant money is awarded to students who have a total family income of less than $20,000.

Scholarships and grants provide students the opportunity to study further without the condition of returning back the awarded money.

Information for People Looking to Apply for HOPE Scholarship

The HOPE (Helping Outstanding Pupils Educationally) is Georgia’s unique and nationally recognized program to help its students succeed. You can apply for HOPE scholarship to study in a public technical college or an eligible public or private college or universities in Georgia. Georgia Lottery for Education funds the program.

If you are a Georgia resident, who is attending a Georgia public technical college to earn a certificate or diploma, you are eligible for a HOPE Grant regardless of your high school graduation date and grade average. You may receive the award for an unlimited number of programs that are in accordance with the guidelines.

Enrolling as a full-time student is not mandatory, but you must be making satisfactory academic progress to stay eligible. Maintaining a ‘B’ average is not required for renewing the grant.

HOPE Grant Awards:

The grant covers your tuition fees, HOPE-approved mandatory fees, and up to $100 per quarter as book allowance.

The HOPE Scholarship for Recent High School Graduates

The eligibility requirements for recent high school graduates looking to get a HOPE Scholarship for a degree program at a technical college are the same as students looking to get a degree at one of Georgia’s public or private colleges or universities. The criteria for a first-year student are as follows:

You must be a legal resident of Georgia; must have graduated from an eligible high school in 1993 or later; must have a high school grade average of ‘B’.

Year 2000 and later high school graduates will need to earn a ‘B’ average in their core-curriculum subjects. For more details of the core-curriculum requirements, check with your high school guidance counselor.

The HOPE Scholarship for Non-Traditional Students

High school graduates, who graduated prior to 1993, may be able to apply for a HOPE scholarship for a degree program at a technical college. The eligibility requirements are as follows:

You must be a legal resident of Georgia; your HOPE cumulative grade point average must be 3.0 after the quarter in which you attempted 45 hours of degree credit. [Your eligibility is determined taking into account all your attempted degree credit and coursework converted to degree credit after you graduated from high school.]; you must not have a baccalaureate (four-year) degree or have attempted over 190 quarter hours (127 semester hours) of college credit.

You can apply for HOPE scholarship by completing the Free Application for Federal Student Aid (FAFSA) or the HOPE Scholarship and Grant Application. An e-HOPE (online) application for the scholarship is available at  GSFC.org

Hope Scholarship Application

HOPE stands for ‘helping outstanding pupils educationally’. It is a merit based University scholarship created in 1993 by the Georgia legislature. It is administered by the Georgia Student Finance Commission (GSFC) and is funded entirely by the revenue from the state lottery. The scholarship is available after graduation from high school and can be used at public technical colleges and eligible public private colleges and Universities in Georgia. The objective of this article is to highlight the HOPE scholarship application process and to provide information about some tips and tricks.

The very first thing that the applicant must do is to fill out the FAFSA form or the HOPE scholarship and grant application. This must be done each year. Students who are planning to attend a private college or university must also fill out the HOPE/TEG application. An online application form is also available. The high school senior students send their admission application to the colleges as early as September and the HOPE application form must be submitted as early as January of the senior year. Eligibility checks for GSFC and FAFSA must also be completed by the same time. The students must submit their final transcripts by June. The colleges then verify and final the eligibility of the candidates by July or later. Funds are released to GSFC as early as 15 days prior to first day of classes. HOPE funds are transferred to colleges and universities by the GSFC two days after.

Eligibility criteria include:

  • Residence in the state of Georgia.
  • Graduation from school with a minimum GPA of 3.0.
  • Maintaining a 3.0 GPA throughout college.

The students must also be aware of a few other things about the scholarship. This is a merit based scholarship which means that the students will be eligible regardless of financial need. The scholarship provides a $150 book allowance per semester and pays the full tuition fee. As stated earlier, all HOPE scholarship recipients must have a minimum GPA of 3.0 at the end of every spring term to continue their eligibility. An exception to this are the freshmen enrolled for fewer than 12 credit hours. The candidate must not hold a default status or owe a refund to any scholarship, grant or loan to the state of Georgia or elsewhere. Further information can be acquired from the HOPE scholarship website https://secure.gacollege411.org. Furthermore, the website of the Georgia Student Finance Commission www.gsfc.org can also be visited.

Scholarship Requirements

Scholarships can be a very good source of financial assistance to students. There is a great diversity of organizations which are willing to offer help to students either to meet their own ends, as a sign of showing their concern for various issues, or just out of charity and community service. It is expected then that the diversity of scholarship requirements would match the variety of the scholarship opportunities. It could indeed be a very good idea to have knowledge about the various scholarship requirements. Let us take a review of the various scholarship requirements that the students can hope to come across. This could act as a checklist for personal scrutiny.

  • The most common scholarship requirements include a ‘demonstration of proficiency’ to be eligible for the reward. This might include, a very good writing ability, a good talent in the various arts like drawing, painting, dance, etc., being erudite in your respective field of science or being good at sports. These requirements usually include those scholarships which allow more competent candidates to have a better chance of success.
  • The candidates are also required to fill out the FAFSA form, which makes them eligible for federal scholarships. The candidates should also in all instances, gather complete information about application deadlines, application procedures, special requirements and most importantly all the relevant scholarship opportunities. These points include the general requirements that the students should take care of.
  • Sometimes there are some very specific scholarship requirements. These include scholarships according to physical characteristics (left-handedness, disability, height, etc), sex, academic level (sophomore, junior, etc), career (military, journalism, medicine, firefighting, nursing, etc), nationality and immigrant status, etc.
  • Some scholarship may have changing requirements. You might be required to qualify for certain requirements at the time of application and then you might be required to fulfill further requirement later on. This generally applies to scholarships that are renewable.
  • There are generally three categories of financial aid available: scholarships, grants and loans. These might have slightly different requirements and implications. For instance, loans require you to return the money later on and the application procedure for the grants can be different form scholarships.
  • Some scholarships are for international students. These are generally very prestigious and have stringent requirements. An example is the Fulbright Scholarship.

This was a brief account of the various scholarship requirements that the students must be aware of. The prospective candidates are advised to always find out about the specific requirements of the scholarship opportunity they are interested in.

How to Find Grad School Scholarships

Grad school scholarships are in demand because the cost of education continues to increase. These days, anyone looking to enter grad school usually intends to apply for a few scholarships to pay the associated costs.

There are a few ways in which you can locate grad school scholarships.

Start from your educational institution. Ideally, you should go to your future school and get help from their financial aid office. The office will have resources, such as lists of scholarships and grants that you may be able to win.

You can also seek the help of your loved ones. There may be a friend of your father, or your own family member who may have heard of a scholarship, or may be a member of group that awards scholarships to students like you. Many people apply for scholarships, so you may also be able to find someone who has won a scholarship in the same field that you have chosen.

Another resource for finding grad school scholarships is the internet. There are scholarship databases that anyone can access. You can search by providing your subject details. These sites should be able to help you locate providers.

The government also helps students pay for school, especially if they are facing a financial crisis. You can find out if you qualify for federal government aid or not by submitting a Free Application for Federal Student Aid (FAFSA).

Scholarships are based on several different criteria. There are merit based scholarships that are awarded to students on the basis of academic, athletic, or artistic merit; scholarships that any student can apply for; ethnic minority scholarships; disability scholarships; military scholarships; single mom scholarships; height scholarships, last name scholarships, and many more.

An important thing regarding scholarships is to start searching for them early. You won’t want to feel the disappointment of finding a scholarship you can apply for after the application deadline has passed.

Another thing to remember is that if you get a student loan to fund your education, you will have to repay it after you finish or quit school, but if you get a scholarship or grant, you won’t have to pay back anything. With a scholarship you will have to maintain a certain level of performance, whereas with a grant you get the money, no strings attached.

Check with scholarship groups; they often have opportunities available. Professional associations in your field may also offer grad school scholarships.

How to Pay for College-Scholarships and Grants

Getting higher education can provide a lot of benefits, and the good news is that these benefits are not only for those who can afford to attend college, but for also those students who don’t have the financial resources to pay college tuition fees and other charges. So, if you have the ambition to get a degree in your favorite subject, you may be able to achieve your goal without worrying about how you will pay for college. There are different methods of funding college education, two of which are scholarships and grants.

The benefit that you get with scholarships and grants is that you are not required to pay the money back—its free money. There is a slight difference between scholarships and grants. With scholarships, you have to maintain a certain level of performance, while grants don’t come with any conditions.

Types of Scholarships

The eligibility requirements for scholarships vary greatly. Scholarships are awarded on the basis of merit (academic, athletic and artistic), ethnicity, disability, marital status, affiliation with the military, association with the medical field, last name, etc. These are just broad descriptions of some scholarship opportunities. In order to learn how to pay for college with these and other scholarships, you should get know all the criteria.

Types of Grants

Grants are of several types as well. There are federal grants, such as Pell Grant and Academic Competitiveness (AC) grant; state grants, popular minority grants, grants for women, student-specific grants, such as non-traditional, low income and disabled; etc. As mentioned above, the advantage of this financial aid is that there is no pressure to maintain a certain GPA, however, as a student looking to build a future, you may already be thinking of working hard in college.

To find scholarships and grants, you can go online and Google them. You can also find scholarships by using a scholarship search engine. These sites collect information about different scholarship programs, and when you sign up and provide your information, they match it with the programs present in their database. However, when searching on the net, beware of scam operations. There are many programs that are just interested in ripping off people who mistake them for a legitimate site. One thing you can do to avoid these scams is to look for contact information. An address and business phone number should bepresent—a  P O Box number is not good enough.

Scholarships and grants enable you to pay for college and build your career. Consider them if you intend on entering college.